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Privacy Policy

Privacy Policy

Effective Date: October 15, 2025

This Privacy Policy describes how MyInsuranceSecret.com (“Company,” “we,” “us,” or “our”) collects, uses, discloses, and protects your personal information when you visit or use our website, tools, and services (“Services”).

By using our Services, you agree to the practices described in this Privacy Policy.

1. Information We Collect

We may collect the following categories of personal information:

Identifiers (name, address, email, phone, account ID)

Financial information (income range, policy preferences)

Internet activity (IP address, browsing data, cookies)

Professional or demographic information provided voluntarily

Sensitive information only as voluntarily submitted for quoting life insurance

We do not knowingly collect information from children under 13 in compliance with COPPA.

2. How We Use Your Information

Your information may be used to:

Provide personalized insurance quotes

Communicate important updates or policy options

Verify identity and prevent fraud

Improve website functionality and customer experience

Comply with legal or regulatory obligations

We do not sell personal information, though we may share limited data with trusted third-party partners who assist in providing quote or carrier comparison services.

3. Sharing and Disclosure

We may share your data only with:

Licensed insurance carriers or agents selected by you

Service providers who maintain confidentiality agreements

Legal or regulatory authorities as required by law

Consumers have the right to opt out of any nonessential data sharing under CCPA/CPRA regulations.

4. Your Rights and Choices

Under federal and state law, you have the right to:

Access the personal data we maintain about you

Request deletion or correction of inaccurate information

Opt out of the sale or sharing of personal information

Limit the use of sensitive personal data (for California residents)

To exercise any privacy rights, email [email protected] or use the “Do Not Sell or Share My Personal Information” link located on our website footer.

5. Data Retention

We retain user data only as long as necessary to provide requested services, comply with regulations, or enforce our policies. Data retained for compliance with GLBA and insurance underwriting laws may be preserved for up to seven years.

6. Security Measures

We employ administrative, technical, and physical safeguards designed to protect your data from unauthorized access, disclosure, or misuse, following guidelines under the Gramm-Leach-Bliley Act and FTC Safeguards Rule.

7. Cookies and Tracking Technologies

We use cookies and analytics tools to improve user experience. You can control cookie preferences through your browser settings. Certain cookies are necessary for basic site operation.

8. Data Transfers and Storage

All data is stored on secure servers located in the United States. We do not transfer personal data internationally, except when necessary to complete requested insurance quotes.

9. Links to Other Sites

Our Services may link to third-party websites. We are not responsible for the content or privacy practices of such sites. Review their privacy policies before providing any data.

10. Changes to This Policy

We may update this Privacy Policy periodically. Updated versions will include a revised effective date. Continued use of our Services after changes indicates acceptance of the updated policy.

11. Contact Us

For questions or to exercise your data rights, contact:


MyInsuranceSecret.com
Attn: Privacy Officer
Hampstead, NC, USA


Email: [email protected]

California Consumer Privacy Notice Addendum

California residents have additional rights under the California Consumer Privacy Act (CCPA/CPRA) and Section 1798.110. The following table summarizes our practices regarding personal information collected, its sources, its uses, and its sharing over the past 12 months.

Category of Personal InformationCollected?SourceBusiness PurposeShared With Third Parties?Categories of Third Parties Shared WithIdentifiers (name, address, email)YesDirect from consumerProvide quotes, verify identityYesInsurance carriers, service providersFinancial info (income, life policy)YesDirect from consumerQuote, eligibility analysisYesLicensed insurance agentsInternet activity (IP, cookies)YesBrowser, analytics toolsWebsite operation, analyticsYesAnalytics vendors, security partnersProfessional/demographic infoYesDirect from consumerPersonalize offeringsNo-Sensitive info (health)Only if submittedDirect from consumer, authorized agentQuote modeling, eligibility checkingNo-

We have not sold personal information in the preceding 12 months. We only share select personal information with licensed agents or carriers to comply with your explicit requests, and with service vendors that help support our website operations.

You may request more detailed disclosures, access to your personal information, or deletion/correction by emailing [email protected]. For more info on your rights, see our full Privacy Policy and Terms.


FAQ

How do you get me covered with affordable life insurance?

We partner with independent state licensed agents that affirm our 8 core values which are listed below. We focus on finding clients that want a caring state licensed professional broker that can cover all their options. Our brokers apprentice to know field underwriting (how to make sure the client gets and stays covered) and how to get apps approved that stay on the books that are affordable. We work for our clients, not the insurance companies.

Can you get me covered if I have a medical condition?

With our experience, many of our clients that have minor health glitches like high blood pressure or diabetes get affordable quality insurance, often with great options. We also serve clients with more major issues including copd, cancer, and heart disease. These people that thought they were uninsurable often get coverage that they best qualify for to protect their loved ones. We educate our clients about the life insurance process and get our clients policies that work for today and for tomorrow.

Can I do it all online?

Mostly. Most of our best products are not available through a client accessible web application as the companies require a broker's license. You do not pay the broker's fees. A broker will take 3-5 minutes and answer a few questions and then the agent will reach out confirm your identity and give you a few best suited options from up to 50+ top rated insurance companies. All companies are rated by AM Best, that has been ranking insurance companies since 1899. The state licensed insurance professional will confirm their identity and provide a security question like a favorite musician, actor, or book. Generally you can get covered in 20 minutes or less if healthy. They do not charge you for their time or service.

How do I apply?

Fill out the form that starts with first things first and we will guide you from there. Generally it takes about 2-4 minutes. We then verify your info and get you generally three affordable options.

We work to get you the best possible rates

even for those with challenging health concerns.

First things first. The basics.

You will need about 2-4 minutes to finish this process.

Who needs this insurance?

First things first. The Basics.

How much coverage are you looking to get put in place?

Insurance Coverage Requested
Type of coverage requested

What state do you live in?

State of primary residency

What Is your zip code?

Have you used any tobacco or nicotine products in the past 24 months?

What is your height and weight?

Current height? (usually what is on your drivers license / state id)

Usually what is on your drivers license / state id works.

We use this to find you the best rate from over 50 companies.

Besides vitamins have any medications been prescribed in the last 25 months?

Have you or a family member had any of the following (cancer, copd, heart attack, or stroke)?

Great news! No physical medical examination should be required.

You are also pre-qualified to leave an inheritance for your loved ones with affordable life insurance.

Your next step is to complete the form below

Great news! No physical medical examination should be required.

You are also pre-qualified to leave an inheritance for your loved ones with affordable life insurance.

Your next step is to complete the form below

We will send your verification to this number.

Great news! No physical medical examination should be required.

You are also pre-qualified to leave an inheritance for your loved ones with affordable life insurance.

Your next step is to complete the form below

If you prefer quotes to email let us know.

Watch this quick video about what happens next.

Will you verify you are real?

The assigned agent will send you their State License number to verify their identity. You may verify them at  National Insurance Producer Registry (NIPR) website.

Congratulations! Let's fast track your case. Please enter your mobile number below

We will verify your cellphone number to prove your identify. If our verification service shows a virtual number, we will close out your file as unreachable.

How fast do you want offers?

We shop 50 plus A rated insurance companies to get you the best rates.

How would you prefer to receive your options?

All agents are licensed in the state of our clients. All of agents are members of the National Insurance Producer Registry (NIPR).

Do you have a billing preference?

Note: We are compliant with state and federal laws. All insurance companies that we work with have the highest standards of ethical requirements and require all brokers to be subject to anti-money laundering (AML) regulations, including Customer Identification Program (CIP) requirements under the Bank Secrecy Act (BSA) as implemented by the Financial Crimes Enforcement Network (FinCEN). These regulations require financial institutions, including certain insurance companies, to have procedures to verify the identity of customers and maintain records, but the primary responsibility for verifying bank account information (such as whether it is a legitimate U.S. bank account) lies with the banks themselves. Banks must verify the identity of account holders to form a reasonable belief of the true identity of their customers.

Last things last. We will start shopping your best options now.

We use this to verify that you are not a robot. Please answer the question which our agent will use to verify they are authorized us to contact you.

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What makes us who we are.

Our Core Values

  • Core Value #1

    Relationships matter, people come first

  • Core Value #2

    Relentless pursuit of personal growth

  • Core Value #3

    Open, honest, and productive communication

  • Core Value #4

    We do the right thing even when no one is looking

  • Core Value #5

    We work as a true team and strive to be a positive influence

  • Core Value #6

    We act like owners because we own it

  • Core Value #7

    Being of service and doing good in the world

  • Core Value #8

    We have fun and we get stuff done

Copyright © 2023-2026 All Rights Reserved. | Privacy and Terms of Service. Myinsurancesecret.com is part of Adair Life Insurance which is a private insurance brokerage located in Hampstead NC. We use phone, text, and/or email to reach our clients when they opt in to our service. We do not cold call because it bugs us too. If you sign up for us to reach out then we will contact you as soon as possible and will use two identifying questions. Normally we call between 9 AM to 7 PM. All of agents work under independent licenses with their own unique license numbers. These numbers will be furnished at time of booking an appointment and can be confirmed at the National Insurance Producers Registry. All agents much sign our core values pledge. We promise to do the right thing because relationships matter and people come first.

CONTACT US

Offices in Hampstead, NC

Phone: 910-708-4887